Are you searching for dentists in Harare that accept medical aid? Look no further! At Dentist in Harare, we strive to make dental care accessible by working with various medical aid providers. Here’s everything you need to know about our policies, accepted medical aids, and how to get started.
Medical Aids We Accept: Categories Explained
We categorize medical aids into four groups based on the terms of acceptance:
Category 1: Accepted Without Copayments
We accept the following medical aids without requiring additional payments for most procedures:
- CIMAS
- FML (First Mutual Life)
- Alliance
- FBC
- Masca
- FLIMAS (Fidelity Life Medical Aid Service)
For patients on USD packages, orthodontic treatments like braces or tooth replacement may also be covered if approved by the provider.
Category 2: Accepted After Verification
These medical aids are accepted only after verification with the provider to ensure coverage:
- Maisha
- Cigna
- Bonvie
- Genhealth
- Cellmed
Please allow extra time for us to confirm coverage before your treatment begins.
Category 3: Accepted With Copayment or Shortfall
These providers often require copayments or cover only part of the costs, depending on the procedure:
- PSMAS
- EMF
Note: These medical aids do not cover tooth replacements or braces.
Category 4: Under Review or Not Accepted
Currently, we do not accept the following medical aids:
- Emerald
- HBC
- Ultramed
- HAMAS
What Medical Aid Typically Covers
Here are the procedures commonly covered without pre-authorization by most medical aids in Harare:
- Tooth Fillings
- Root Canal Treatment
- Tooth Extractions
- General Cleaning
- Scaling and Polishing
- Gingivectomy (Gum Cutting)
What Isn’t Covered
Certain procedures like cosmetic treatments (e.g., tooth whitening, grills) are generally not covered. Orthodontic and prosthetic treatments, including braces and tooth replacements, require pre-authorization.
How Pre-Authorization Works
For procedures requiring approval:
- Clinical Assessment: We recommend an in-person consultation to create case notes and a treatment plan.
- Submission to Medical Aid: The plan is submitted to your medical aid provider for review.
- Approval and Budget Allocation: After approval, we proceed within the allocated budget. We will notify you of any shortfalls once verification is complete.
Get In Touch Today!
Ready to book your dental appointment or learn more about your medical aid options? Message us on WhatsApp at +263774448619 to speak with a human consultant. Our friendly team is here to help you navigate your coverage and get the care you deserve.
Take the stress out of dental visits—Dentist in Harare is your trusted partner for medical-aid-friendly care!